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Digital Assets
Programmable stablecoins & smart escrow
NayaOne modelled an end-to-end digital escrow flow powered by programmable stablecoins, with conditional payments released automatically and full audit visibility.
6–8 weeks
vs 6–12 months traditionally
The challenge
Banks and platforms wanted to validate escrow-as-a-service models built on programmable stablecoins, but had no safe way to test conditional-payment logic, dispute handling and compliance controls before production.
How it ran on NayaOne
1
End-to-end escrow modelling
Synthetic funds held in escrow smart contracts and released automatically once agreed conditions were met.
2
Compliance by design
KYT and policy rules ran across the flow with full, verifiable on-chain audit trails.
3
Measured, not assumed
Trigger reliability, dispute handling and audit completeness measured before any build-or-buy commitment.
Outcomes
6–8 wks
to a working, evidenced proof-of-concept
100%
flows with a verifiable on-chain audit trail
0
live-ledger risk during testing