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Fraud
Tackling authorised push payment fraud
A cross-industry programme used shared synthetic data to test tools that detect and disrupt authorised push payment (APP) fraud across institutions.
Cross-industry
collaboration in one sandbox
The challenge
APP fraud crosses institutional boundaries, but firms cannot share real customer data to fight it, leaving detection tools untested against realistic, cross-bank patterns.
How it ran on NayaOne
1
Shared synthetic patterns
Labelled APP-fraud scenarios generated so multiple firms could evaluate on common ground.
2
Cross-industry sandbox
Participants tested detection and disruption tooling side by side in one neutral environment.
3
Evidence for collaboration
Results gave institutions and regulators a shared, auditable basis for next steps.
Outcomes
Multi-firm
evaluation on shared scenarios
0
real customer data exposed
Evidence
to inform collective action