The Financial InfraTech Opportunity

The trends, innovations, and commercial opportunities reshaping financial infrastructure, and what technology leaders need in order to stay competitive as the layer beneath finance is rebuilt.

Produced with BCG, this report maps where the InfraTech opportunity is concentrated in India and what it means for institutions modernising the plumbing of financial services.

What’s inside

• How more than 450 financial infratechs are powering India’s digital financial services journey, and why those models may now be exported rather than imported

• Measured partnership impact: 6.8x growth in invoice discounting, 30–40% faster credit decisioning, and roughly 50% lower cost to acquire a savings account customer

• The four gaps that stall partnerships between institutions and infratechs: discoverability, technology, culture, and risk and governance

• Five initiatives to unlock the opportunity, including a shared marketplace and pre-production sandbox environment