NayaOne Insights: An Industry Report

The first edition of NayaOne Insights, our monthly intelligence report on collaboration and corporate innovation in financial services — including why the average number of bank-fintech partnerships doubled in two years.

That growth is expected to continue as both banks and fintechs navigate challenging economic conditions, regulatory scrutiny, disruption to existing business models, and the talent shortage.

What’s inside

• Megabank alliances behind new digital banking, embedded finance and banking-as-a-service launches

• HSBC’s two UK strategic investments, in consumer credit infrastructure and a niche-focused neobank

• Embedded finance spreading to retailers, bigtechs, accounting platforms and digital travel agencies

• Regulators coining “responsible innovation”, and the crypto payments, crypto trading and banking charter licences issued